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Kritono is registered as a student at the Academy of Maritime Nusantara. He takes the program Teknika.

Kritono comes from a remote village on the outskirts of the strait Segara Anakan, precisely in Kampung Laut, Cilacap. This is a geographic marine area, pushing Kritono to become a professional tekniksi on a ship.

His parents very much hoped to be able to help Kritono, but their income is only enough for their daily needs. His father only works as a farmer, as he has to support his eight children. Because of the financial condition of his family, Kritono is joining the student loan program of Kiva in order to help finance his studies and to ease the burden of his parents.

He hopes to make happy the people who love him, especially his parents. Kritono is very grateful to Kiva investors from all over the world, because they can help him to achieve a better future.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 13
    View loans »
    Indonesia Loans Fundraising
  • $5,457,875
    Funds lent in using Kiva
  • 9,488.5
    Indonesia Rupiahs (IDR) = $1 USD