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Emma works hard to support her family. Emma is widowed and has a fish-vending business in the Philippines.

Emma requested a 10,000 Philippines pesos (PHP) loan through NWTF to buy fish to sell to customers.

Emma has been in this business for five years now.

In the future, Emma would like to save enough to support the financial stability of her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 996
    View loans »
    Philippines Loans Fundraising
  • $63,411,650
    Funds lent in using Kiva
  • 41.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Emma to buy fish to sell to customers.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Sep 24, 2012
Currency Exchange Loss:
Sep 17, 2013