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46-year-old Andranik lives in Lchashen village in the Sevan area. He is married and has two daughters. One of his daughters is a first year student at Armenian State Teachers' Training University. She is studying in the deaf-and-dumb pedagogy department.

Andranik works at a gas agency and at the same time, he and his wife are engaged in cattle breeding and land cultivation. Thanks to his occupations, Andranik is able to keep his family.

Andranik is asking for a 270.000 AMD loan to pay for his daughter’s annual tuition at the University.

Additional Information

More information about this loan

This loan is part of NorHorizon's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,400
    Average annual income
  • 87
    View loans »
    Armenia Loans Fundraising
  • $12,645,800
    Funds lent in using Kiva
  • 408.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Andranik to pay for his daughter’s annual tuition fee at the University.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Sep 23, 2012
Currency Exchange Loss:
Sep 17, 2013