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Uk´ux´kem Group
In this Group: Esteban, Juana, Candelaria, Dolores, Micaela, Maria, Carmen, Maria, Ana, Maria, Juana, Francisca, Ana, Virginia, Maria
View original language description ↓
Entering the meeting place of the women who make up the Uk´Ux Kem Group, one can feel the difference between this group and the average communal bank. In my case, I observed a cheerful environment that involved such riotous laughter at one point that we had to pause briefly before continuing with my interview! This resulted when I asked for a show of hands from those women present who raised farm animals. The translator told them to raise their hands if they were animals.



The Uk´Ux Kem ladies are unequalled in their sense of joy, which is reflected in the manner in which they work and use their credit. It appears all the group members feel a loan helps them better themselves business-wise, given that this increases their working capital and grows their small businesses.



The majority of the members invest their loan in fabric. Many create beautiful traditional blouses called “huipiles”. In addition, they also use the same creative techniques to make cloth napkins, table coverings, and other items for interior decorating. The other part of the group uses the credit to raise livestock to be sold at the market. This is a good business in rural areas where large enterprises in this arena have not yet arrived at the markets.



You will find several outstanding businesswomen among this group. For example, Mrs. Candelaria H. told me she was currently employing three women to make cortes, a traditional skirt, and another woman to make cloth napkins. Mrs. Albina Yiax commented that she raises chickens, and uses their waste to fertilize her maize crop.



Interviewing this group of women was a pleasure and wonderful assignment because they are hard-working ladies who, despite their difficult situations, keep a lovely smile on their faces. It is for this reason that you must provide them with your support.



Translated from Spanish by Mary Lynn, Kiva Volunteer.



Entrando al lugar de reunión de las mujeres que conforman el grupo Uk´Ux Kem uno puede sentir la diferencia entre este grupo y un banco comunal promedio. En mi caso, pude sentir un ambiente alegre que se materializó en risa incontrolables que hasta en un punto ¡llegaron a ser un breve impedimento para proseguir con la entrevista! Este punto llegó cuando les peí a las compañeras que levantaran la mano las que criaban animales y la traductora les dijo que levantaron la mano las que son animales.

Las mujeres Uk´Ux Kem no solo son inigualables en el sentido de la alegría que reflejan sino en la manera como trabajan y utilizan el crédito. Al parecer, todas las clientas creen que el crédito las ayuda a superarse empresarialmente, ya que les ayuda a aumentar su capital y por ende agrandar su pequeño negocio.

La mayoría de ellas invierten su dinero en tejido. Muchas siguen elaborando bellas blusas típicas llamadas huipiles. Asimismo, ellas también elaboran usando la misma técnica servilletas, caminos de mesa, entre otras cositas para el interior de las casas. Otro grupo de mujeres utilizan el crédito para criar animales y luego venderlos en el mercado. Este es un buen negocio en las área rurales en donde grandes empresas, dentro de esta industria, todavía no entran al mercado.

En este grupo se puede encontrar varias empresarias destacadas. Por ejemplo Doña Candelaria H. contó que ella estaba actualmente contratando a tres mujeres para que tejan cortes, una falda tradicional, y una mujer para que teja servilletas. Doña Albina Yiax comentó que ella criaba pollos y que las eses fecales son utilizadas para abonar su milpa o cosecha de maíz.

Entrevistar a este grupo de mujeres fue un placer y a la misma vez una linda hazaña porque son personas luchadoras y que a pesar de su difícil situación ellas mantienen una bella sonrisa. Es por eso ,que se les tiene que apoyar.

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 97
    View loans »
    Guatemala Loans Fundraising
  • $9,461,975
    Funds lent in using Kiva
  • 7.5
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Uk´ux´kem Group's $4,250 loan helped a member purchase fabric to make traditional outfits, and investing in the necessities for raising livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
May 16, 2008
Listed
Apr 30, 2008
Currency Exchange Loss:
Covered
Ended:
Jun 19, 2009