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Rosas Rojas Group
In this Group: Manuela, Juana, Catarina, Maria, Isabel, Catarina, Pascuala, Maria, Juana, Manuela, Maria, Elena, Manuela, Catarina
View original language description ↓

Behind the look of a group of timid women one never knows what experiences can be found and in this case business initiatives also.

The Red Roses group explained to me something that I would never have been able to contemplate and that is that, without an infusion of capital, they would not be able to create their own separate business. Without the loan they would continue being employees of someone else, earning a minimum wage which would not give them enough to either begin a career or leave poverty.

Nevertheless, the adult women told me that at the moment of receiving a loan they are touched, but at the same time they feel a little fear because they do not know if they are going to be able repay the debt. It is a very understandable feeling since is a new experience through which they and all the women of their generation are passing. In spite of that, they have already completed five loans with Friendship Bridge.

A detail that leaps to light was that the majority of members of this group worked selling second-hand items. Four clients commented that they went to the city of Guatemala, a trip of approximately four hours, to buy second-hand items in order to sell them in Suchitepequez which is a regional capital that is located to another four hours from the town of Nahuala. The interesting thing about these trips is that the women travel to completely different destinations and therefore compete with people from other cultures that are not theirs. This is something really impressive since traditionally the women are confined inside a native community and do not tend to travel a lot. Another detail that reflects a modernist cut of this group is that ten women among the youths and adults have just bought cell phones.

Two clients will invest their credit in wood to work in carpentry. Two others have a bakery. Others sell and weave clothes. As can be seen in this group one can find a variety of important businesses.

The Red Roses is a group of women that is exploring different roads, so that in some way they can avoid being faced with the saturation of the market by opting for businesses that have not been explored by the remainder of women in their communities. Supporting a group of creative and innovative women is important to promote the development of micro-business and of Guatemala. Thanks for your consideration.

Translated from Spanish by B, Kiva Volunteer.


Detrás la mirada de un grupo de mujeres tímidas uno nunca sabe que experiencias puede extraer de ellas y en este caso iniciativas empresariales también.

Las Rosas Rojas me explicaron algo que nunca hubiera podido contemplar y eso es que sin infusión de capital, su negocio no podría despegar. Sin el crédito ellas seguirían siendo empleadas de alguien más ganando una cantidad mínima la cual no las dejaría ni empezar la carrera de salir de la pobreza.

Sin embargo, las mujeres adultas me comentaron que a la hora de sacar un crédito ellas se emocionan, pero a la vez sienten un poco de temor porque no van a saber si van a poder repagar la deuda. Es un sentimiento muy entendible ya que es una experiencia nueva por las cuales ellas y todas las mujeres de su generación están pasando. A pesar de eso, ya llevaban con Friendship Bridge cinco créditos.

Un detalle que salto a luz fue que la mayoría de integrantes de este grupo trabajaban vendiendo trastes. Cuatro clientas comentaron que se iban a la ciudad de Guatemala un viaje de aproximadamente cuatro horas a comprar trastes para luego irlos a vender hasta Suchitepequez la cual es una cabecera departamental que está ubicada a otras cuatro horas del pueblo de Nahuala. Lo interesante de estos viajes es que las mujeres viajan a destinos completamente distintos y por ende lidiando con gente de otras culturas que no son las suyas. Algo realmente impresionante ya que tradicionalmente las mujeres dentro de una comunidad indígena están confinadas y no tienden a viajar mucho. Otro detalle que refleja un corte vanguardista de este grupo es que diez mujeres entre jóvenes y adultas acaban de comprar celulares.

Dos clientas invierten su crédito en madera para trabajar en carpintería. Otras dos tienen un panadería, otras venden y tejen ropa. Como se puede ver en este grupo uno puede encontrar una variedad de negocios importante.

Las Rojas Rosas es un grupo de mujeres que está explorando distintos caminos, que de alguna manera están evitando enfrentarse a la saturación de mercado al optar por negocios no muy explorado por el resto de mujeres en sus comunidades. Apoyar a un grupo de mujeres innovadoras y creativas es importante para promover el desarrollo de la microempresa y de Guatemala. Gracias por tomarlas en cuenta.

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 61
    View loans »
    Guatemala Loans Fundraising
  • $9,070,500
    Funds lent in using Kiva
  • 7.5
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Rosas Rojas Group's $4,100 loan helped a member to buy seond-hand items and clothes for resale, thread for weaving, supplies for a bakery, products for a convenience store, and wood for carpentry.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
May 17, 2008
Listed
Apr 29, 2008
Currency Exchange Loss:
Covered
Ended:
Jun 19, 2009