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In her face can be seen a national Tajik woman, who is a guardian of the family home. Her name is Zuhro. She is 42 years old, a widow and raising two children. She embroiders blankets for children's cribs, but her income is not sufficient to provide the family with all of the necessities. Zuhro decided to organize a new business in animal husbandry to improve her family's welfare. With this goal in mind, she completed the "Achieve Success" course, organized by the Association of Business Women and obtained a certificate. She is requesting a loan in the amount of 3000 somoni to buy a cow and start her new business. She relies on your kindness.
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В ее лице можно увидеть национальную таджикскую женщину, которая является хранительницей семейного очага. Ее зовут Зухро. Ей 42 года. Зухро вдова и на воспитании имеет 2 детей. Она вышивает покрывало для детской колыбели, но ее доход не хватает для обеспечения семьи со всеми необходимыми средствами. Зухро решила организовать новый бизнес скотоводством для благо получения семьи. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Она запрашивает займ на сумму 3000 сомони для покупки коровы, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 112
    View loans »
    Tajikistan Loans Fundraising
  • $29,872,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Zuhro to buy a cow and start her new business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Sep 18, 2012
Currency Exchange Loss:
Dec 19, 2012