El Paraiso (Cuenca) Group
One of the members of this group is Sra. Miriam. She is 30 years old, married, and has four children (ages 9, 8, 5, and 3). Her three older children attend school in the city. Miriam’s husband is an operator at a saw mill. They own the house in which they live and it was acquired after they got married.
Doña Miriam spends most of her time at home taking care of her children since they are young. However, this enterprising woman also raises animals such as guinea pigs, chickens, pigs, and sheep and sells them in her community. Miriam also engages in farming, but what she harvests is only used for household consumption. She sells if there is a surplus. Her new loan will be invested in the purchase of pigs, guinea pigs, and feed for these animals.
Her goal is to have a vehicle of her own.
Una de las socias de este grupo es la señora Miriam, tiene 30 años, es casada y fruto de su unión conyugal ha concebido 4 hijos de 9, 8, 5 y 3 años de edad, sus tres primeros hijos están estudiando en una escuelita de la ciudad, su esposo es aserrador, la casa en la que viven es propiedad conyugal siendo el fruto del trabajo en su matrimonio.
Doña Miriam pasa la mayor parte de su tiempo en casa al cuidado de sus hijos quienes son pequeños, pero como es una mujer emprendedora cría animales como: cuyes, gallinas, cerdos y borregos a los que los vende en su comunidad. También se dedica a la agricultura y lo que cosecha es solo para el consumo de su hogar y si existe un sobrante lo vende.
Su nuevo crédito lo va a invertir en la compra de cerdos, cuyes y en alimento para sus animales.
Su meta es tener un vehículo propio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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