Mujeres Unidas Dos Group
Update on Mujeres Unidas Dos GroupSra. Eusebia is 48 years old, married, and completed six years of her primary school education. She has nine children, four of whom are in school. Eusebia raises animals, but she also makes incense from the resin of the copal tree. She started her business with a minimal amount of capital and has now been producing and selling copal incense for 12 years. Eusebia has the support of her husband, who is a farmer.
She organized a group so that she could request a loan. The money will be used to buy supplies so that she can increase her production and improve her earnings. As a result, she hopes to have more capital of her own.
The other members engage in raising livestock and farming.
Organiza un grupo para solicitar un préstamo que le servirá para la compra de insumos para ampliar la cantidad de su producción y mejorar su ganancia, espera tener capital propio y amplio. Las demás integrantes se dedican a la crianza de animales y a la producción agrícola. Una de las integrantes de la foto no calificó para el préstamo.
Previous Loan DetailsEusebia is married. She is 47 years old and completed 6 years of her primary education. She has 9 children, 4 of whom are in school. Her business is raising animals (pigs and chickens). She started this business with a little capital and has 7 years experience. She has the support of her hus... More from Mujeres Unidas Dos Group's previous loan »
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid