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Ivonne Liseth
Doña Ivonne, 45, sells bakery goods such as cakes and fritters from her home, located in a neighborhood in the capital. Her husband helps her make them and sell them. Together they have three children who study and work. They want their children to succeed and have a good quality of life.

Ivonne has chosen to work with short and long term loans in order to get ahead with her family and begin upgrading the infrastructure of her house over time. She wants the loan to purchase construction materials, such as sand, slabs, gravel, cement and iron in order to build a room on her house and thus have better living conditions for her family.
View original language description ↓
Doña Ivonne a sus 45 años de edad vende productos de repostería como pasteles y churros en su casa de habitación ubicada en un barrio de la capital, su esposo le ayuda a hacerlos y a venderlos, juntos procrearon 3 hijos que estudian y trabajan quienes desean que sus hijos se superen y tenga una buena calidad de vida. Ivonne está optando en trabajar con préstamos financiados a corto y largo plazo para salir adelante con su familia e ir cambiando la infraestructura de su casa con el pasar del tiempo; desea el crédito para comprar materiales de construcción tales como arena, bloques, piedrines, cemento, hierro para poder construir un cuarto en su vivienda y así tener mejores condiciones para su familia en su hogar.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ivonne Liseth to puchase sand, slabs, gravel, cement, iron and wire.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Oct 1, 2012
Currency Exchange Loss:
Apr 18, 2013