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Alex Jose
Alex is a young man of 20. He is single, lives with his parents and siblings in the city of Ica in the district of Santiago. His is a very agreeable, hardworking and enthusiastic person who has a great desire to get ahead. Thanks to his work and the help of his parents, Alex is studying to be a mechanical engineer. In his free time, he likes to surf the internet and sometimes cook a delicious duck and rice to share with his family.

With much determination, dedication and thanks to the help of his family, Alex started a small entertainment business. He has a small pool table for his customers and he sells drinks. Every day he starts work early. He can work up to 12 hours a day and believes that it is going well because of his dedication and because he treats his customers well.

Alex is very grateful to the Kiva lenders, since thanks to their help he will be able to buy merchandise for his business such as candies, snacks, and drinks (sodas, mineral water, wines, etc.). In this way Alex will have a better stocked business. He will continue to work and make every effort to become a good professional and together with his family he wants to get ahead.
View original language description ↓
Alex es un joven de 20 años, es soltero, vive con sus padres y hermanos en la ciudad de Ica, en el distrito de Santiago, él es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; gracias a su esfuerzo y al apoyo de sus padres, Alex se encuentra estudiando la carrera profesional de Ingeniería Mecánica, en sus ratos libres le gusta navegar por internet y en algunas ocasiones cocina un riquísimo Arroz con Pato para compartir con su familia.
Con mucho empeño, dedicación y gracias al apoyo de su familia, Alex puso en marcha su pequeño negocio de entretenimiento, el cuenta con un pequeño billar en cual pone a disposición de sus clientes, adicionalmente vende bebidas, todos los días desde tempranas horas inicia su labor, él puede trabajar un aproximado de 12 horas diarias y cree que le va bien por su dedicación y por el trato amable que brinda a sus clientes.
Alex se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería para su negocio, tales como golosinas, piqueos, bebidas (gaseosas, agua mineral, vinos, etc.); de esta manera Alex tendrá su negocio mejor abasteció, así él seguirá trabajando y esforzándose para convertirse en un buen profesional y junto con su familia desea salir adelante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 64
    View loans »
    Peru Loans Fundraising
  • $53,963,900
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Alex Jose to buy merchandise for his business such as candies, snacks, and drinks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 7, 2012
Listed
Sep 24, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013