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Gogita is from the village of Tskaltubo district. He is 24 years old and lives with his parents and 15-year-old brother. His brother goes to the local school.

Gogita's economic activity is a greenhouse where tomatoes, cucumbers and different kinds of greens are grown. Gogita does all the relevant seasonal work to insure a good harvest. The harvested production is sold locally.

In addition, the family runs a small dairy farm and has four milk cows, whose milk is used for cheese products. They sell cheese to cheese retailers. Gogita works hard to make some savings and expand his agricultural business.

He requested a loan to expand his greenhouse and purchase organic fertilizers. The loan will help him to provide financially for his needs. After fertilization and properly done agricultural work, Gogita will receive the good quality harvest and sell it for a good price. This will increase the income of the family. The increased income will be reinvested in his agricultural business to expand and make it more profitable.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $7,802,825
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,825 helped Gogita to expand his greenhouse and purchase organic fertilizers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Sep 23, 2012
Currency Exchange Loss:
Feb 15, 2013