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Happiness Group
In this Group: Doris S. , Jaria , Bondu , Gladys , Issata
Doris is the leader of this group of entrepreneurs. She was born about 32 years ago in Kamsay Tankoro, near Koidu city in Eastern Sierra Leone. She is married to a civil servant, and the couple has 4 children who are attending primary and secondary schools. For over 10 years now, Doris has been selling plastic shoes/slippers, etc.

Doris and her group members have applied for a loan of 800,000 for each in the group to enable them to expand their businesses, make more sales and consequently improve on their living conditions. Doris will use her share of the loan (800,000 SLL) to expand her business. She will buy a large quantity of shoes to add to her current stock.

(Also included in the left of the photo is Edward, loan officer for this group)

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD