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This is 40-year-old Mohamed. He is married and has 4 children, ages 16, 13, 10 and 7.

In 1999, Mohamed established his textile business. He began his business just to enable him to adequately take care of his family and it is the only source of livelihood. Working 7 days a week and 10 hours a day, he earns about 650,000 SLL every month from this business. He would like a loan in the amount of 4,000,000 SLL. Mohamed requires a loan in order to buy jeans, trousers and shirts. He hopes that this loan will enable him to increase his monthly profits by approximately 330,000 SLL.

In the future, Mohamed plans to complete the construction of his house and to educate his children. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Mohamed to buy jeans, trousers, and shirts.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Sep 23, 2012
Currency Exchange Loss:
Aug 17, 2013