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Ms. Iqbal is a 35-year-old widow. Life is hard for her as her husband died many years ago. She came to her parents with three children and didn't want to create trouble for them. She is a courageous lady and didn’t lose hope. She started her business by purchasing a buffalo. She now has two cows and runs a good business in milk sales. She counts on a good client list as most of her clients are her neighbors. She has gradually improved her business with the support of Kashf Foundation.

Ms. Iqbal is in her fifth loan cycle and requested a loan of 25,000 Pakistani rupees to buy one more cow to meet increasing demand efficiently. She wants to spend a portion of her profit on the betterment of her family and on her children’s education.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 373
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 94.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Iqbal to buy one more cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 27, 2012
Sep 22, 2012
Currency Exchange Loss:
Aug 18, 2013