Malik is 22 years old and married with two children living in Masindi, Uganda. For three and half years he has been in the phone accessories business. He started the business with 500,000 shillings, but now his business is worth 5,000,000 shillings. Price fluctuation and theft are great threats to his business. His dreams are to build a permanent home, diversify his business to include farming, and educating his children. Malik intends to use the loan to buy more phone accessories to sell.