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Natalis had hoped to attend school continuously for quite a long time but, due to poor conditions, he had to postpone school for one year. Natalis lives in the interior of the island of Borneo – precisely on the upper Kapuas River, the largest river in the island. Both his parents are elderly and work as farmers. Their income is erratic and covers the costs of daily living. While Natalis was postponing school, he worked to help his parents. With the money that he raised, Natalis is presently attending lectures at Maritime Academy Nusantara. He chose the Commerce program Management and Harbor Cruise because, according to his ability and aspirations, he wants to work in the office of the National Transportation Agency.

Not wanting to burden his parents, Natalis applied for a Kiva loan to cover the cost of his studies. Natalis is very grateful to the lenders who will help him with his studies, even though he does not know them.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 30
    View loans »
    Indonesia Loans Fundraising
  • $5,306,625
    Funds lent in using Kiva
  • 9,500.0
    Indonesia Rupiahs (IDR) = $1 USD