Mom, aged 33, is from Prey Chor district of Kompong Cham province, where she operates a rice farming business to support their family. Her spouse helps her in the maintenance of the rice field besides doing fishing activities. Together, they have three school-aged children. They agreed to continuously educate their children up to college level, which is why they try to earn and save a portion of their income for future education. Mom is a loving mother who carefully pays attention to educating their young children at home when she is available for her daily work. For extra income, Mom is currently running a small grocery store adjacent to their house, which returns her a suitable income to pay for daily food.
In order to increase her stock of merchandise and make a sustainable business, Mom decided to take out a loan in the sum of $1,400 to purchase grocery items, beverages, snack food, personal care products and other miscellaneous household items to sell in her store. She hopes that she can satisfy the needs of her frequent customers and attract more people to buy her goods. She would be very grateful if she can obtain the loan from Kiva lenders.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.