Thuch is a resident of Baray district with her spouse and four single children. Her oldest child is employed as a sewing staff person, temporarily living in a rented room in Phnom Penh, to help support the family. Thuch is 38 years old and is in the business of raising seasonal crops including rice, potatoes, groundnuts, kinds of beans, maize and sesame according to each season and the market demand. She has been doing this for almost 10 years, earning a proper income of 6.40 USD per day. With this income, Thuch pays for her family's daily sustenance, home utility bills, commodities and allowances for her school-aged children.
Now Thuch has applied for a loan through HKL and Kiva to purchase needed supplies for her crops, such as seeds, fertilizers, pesticides and also to pay for labor costs incurred in working at her rice fields and plantations. She hopes for better yields this coming season because of the positive impact of the loan.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.