This is Jenel, who is 32 years old and a resident of GMA, Cavite, Philippines. Single, he manages his household as he works hard to continually provide income for his everyday expenses.
Jenel makes and sells rice cakes and rice dishes. These are foods commonly eaten for snacks and sometimes after meal for desserts. He sells it per order, and it is in demand on special occasions and holidays. His regular customers are his neighbors and the local community. He earns a minimum of PHP 500 in sales every day.
To help him continue operations, he is requesting a PHP 15,000 loan. He will be using the loan to buy more quantities of products like rice, sugar, condiments, and seasonings. He expects a boost in his business income as he expands his business.
Jenel hopes to grow his business, and he dreams of giving his parents a good life through all his hard work on his business. He faithfully meets up with his co-fellowship members to share stories of their work every week. It is where he can also draw strength and inspiration from the Word of God he studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.