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Gema Monserrate
The “Mujeres de Lucha” (Women of Struggle) communal bank meets every fifteen days in Picoaza Parish in the city of Portoviejo, a place known for being very commercial, for its traditional feast days of Saint Peter and Saint Paul and for the cheerfulness of its people. Gema, 19, lives here. She’s in a common law relationship and has two children who are 3 and 2 years old. Her husband is a merchant.

She’s taking out this loan to help her husband who is a merchant. He sells accessories for cars from place to place throughout the city. He’s been in this type of business more than six years and despite everything does well.

The loan will be used to buy accessories and spare parts for cars. She’s been in the communal bank for more than two years and likes it because the loans make it possible for her to help her husband. Her dream is to have a house of her own because they currently live with some of her husband’s relatives.
View original language description ↓
El Banco Comunal Mujeres De Lucha se reúne cada quince días en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.

En este lugar vive la señora Gema, tiene 19 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos de 3 y 2 años de edad. El marido es comerciante.

Ella realiza el crédito para ayudarle a su esposo el cual se dedica al comercio, él vende accesorios para carros para lo cual se desplaza por toda la ciudad ofreciendo sus productos, él lleva más de 6 años con este tipo de negocio y a pesar de todo le va bien.

Este crédito lo va emplear en comprar accesorios y refacciones para carros. Está en el Banco Comunal desde hace más de 2 años y le gusta porque los créditos le permiten ayudarle a su esposo.

Su sueño es tener su casa propia ya que vive donde unos familiares del marido.


About Ecuador

  • $10,200
    Average annual income
  • 12
    View loans »
    Ecuador Loans Fundraising
  • $22,545,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Gema Monserrate to buy auto spare parts and accessories.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 4, 2012
Listed
Oct 1, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013