Julie is 31 years old and married with two children. She owns and operates a small store, selling items such as twisties, toothpaste, soaps, combs and buns. She has been doing this for four years.
Julie needs a loan to buy food items and some household items for her business. She hopes to use her profits to pay her children's education. She became a member of SPBD in 2010 to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.