Sepoima is a 38 year old married woman with three children. She has a small plantation and grows vegetables to earn a living. She has been doing this for two years.
Sepoima has requested a loan to buy seeds and tools to further her business. She has been a member of SPBD since 2011. With her profits, Sepoima hopes to expand her business in the future.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.