Julie is a 29-year-old married woman with 3 children. She would like to start growing vegetables to earn a living. Julie has requested a loan to buy seeds, tools and fertilizer. She has been a member of SPBD for 2 years. Julie will spend her profits to pay her children's school fees and to expand her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.