Kalala is a 47-year-old married woman with five children. She has a small plantation and grows taro to earn a living. She has been doing this for three years. Kalala has requested a loan to buy chemicals, shovels, sprayers, crops, and a wheelbarrow. She has been a member of SPBD since 2010. With her profits, Kalala hopes to buy her children new school uniforms.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.