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Siphan's Group
In this Group: Siphan, Saman, Chhay, Teav
Siphan is 51 years old, widowed, and has four children who work on a rubber plantation. She is from a rural area of Thbaung Khmum district of Kampong Cham province. Siphan runs a small stall selling grocery items. She has been in this business for 26 years and earns about 12,000 KHR a day.

This is Siphan's second loan from VisionFund. The previous loan helped her to improve her business and her household with some savings for future needs. Now in a group of four members with Siphan as the leader, she and one of her fellow group member are requesting a loan of 1,200,000 KHR each, another group member is requesting a loan for 1,000,000 KHR, and the last member is requesting a loan for 500,000 KHR. Siphan will use her loan to buy additional items to sell including canned food, soap, and instant noodles. She hopes to earn a bigger profit from her business and improve her lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 211
    View loans »
    Cambodia Loans Fundraising
  • $37,044,750
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Siphan's Group's $975 loan helped a member to purchase additional grocery items to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Sep 21, 2012
Currency Exchange Loss:
Sep 17, 2013