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Chhoang's Group
In this Group: Chhoang, Nay
Chhoang, 37, is a married mother living in Srey Snom district of Siem Reap province. She has four children, three of whom are still dependent as they are still in school. She manages her two hectares of farmland for growing paddy rice with her husband. Having been with this business for several years, she is able to earn almost 15,000 KHR per day. Chhoang has been with VisionFund for the past four cycles. She has wisely managed her past loans with success, and she has paid them back already to keep up the good progress of her business and keep her children in school.

Now she has formed a group of two female members to apply for a new loan. She and her co-member are applying for 1,000,000 KHR and 1,400,000 KHR respectively. As a group leader, she will use her loan portion to buy fertilizer and to pay for plowing fee. She hopes this loan will enable her to timely boost her yield and make a good profit to keep upgrading her lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 48
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chhoang's Group's $600 loan helped a member to buy fertilizer and to pay for plowing fee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Sep 21, 2012
Currency Exchange Loss:
Jun 17, 2013