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Mom's Group
In this Group: Mom, Ban
Mom, aged 33, is a resident in a rural area of Ek Phnom district, Battambang province, Cambodia. She is married and has three dependent children, one daughter and two sons, who are either in school or are assisting in the family’s business. To gain income for the family, Mom works as a rice farmer and a tailor and her husband works as a motor-taxi driver. Mom has been involved in her current business for 16 years, enabling her to earn around 33,000 KHR per day and, after deducting her daily cost of living, there’s only around 11,000 KHR left for her savings.

Mom is leading a group of two, who both are fifth-cycle clients with Kiva’s partner VisionFund to apply for a new loan. The previous loans provided her with enough income to meet the family’s needs. With this new loan portion, she will spend it on the fees of plowing, harvesting her rice field, and buying a sewing machine. She hopes to multiply her income from her business so she can keep a good standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mom's Group's $650 loan helped a member to pay for plowing, harvesting fees and a sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Sep 21, 2012
Currency Exchange Loss:
Sep 17, 2013