Update on GracielaGraciela, 54, is widowed and has five children, three of whom are dependent. She lives in her own home with her five children. The house is located in the rural area of the Tambogrande district but she has electricity.
Graciela's work is raising cows, sheep, and pigs, which produce milk or meat for her that she sells in the local market. She also has one hectare of cropland where she's growing mangos with the help of her older children. She has more than 15 years of experience in livestock. Graciela is a fighter whose job has helped her manage her household and pay her expenses and her family's.
Graciela wants her livestock to be well developed so she can sell it for a good price in the local market. This is why, to achieve her goal, she believes it advisable to get a loan for 2000 nuevos soles [PEN] from Edpyme Alternativa. The loan is to buy balanced feed for her cattle.
La actividad que desarrolla Graciela, es la crianza de ganado vacuno, ovino y porcino, los cuales le producen leche y/o carne para su comercialización en el mercado local. Complementariamente cuenta con 1.0 ha de terreno agrícola, en donde tiene mango en producción, el cual es asistido por sus hijos mayores. Cuenta con más de 15 años de experiencia en la ganadería. Graciela es una mujer luchadora que con su trabajo ha podido administrar su casa y solventar sus gastos y los de su familia.
Graciela anhela que su ganado esté bien desarrollado para poder venderlo a buen precio en el mercado local. Es por ello que para lograr su objetivo ha creído conveniente obtener un préstamo de 2000 nuevos soles en Edpyme Alternativa. El destino del crédito será para la compra de alimento balanceado para su ganado.
Previous Loan DetailsGraciela is 53 years old, widowed, and has three dependent children. She and her children live in their own home located in the village of Guaraguaos Alto in the District of Tambogrande, Department of Piura. Graciela lives in the rural section of the district and the only service she receives is… More from Graciela's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Aug 17, 2012
- Sep 22, 2012
- Currency Exchange Loss:
- Mar 20, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.