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Update on Encarnacion

The member belongs to the communal bank "SAN MARTIN DE ZURITE", which is located in the district of Zurite, Anta Province, in Cusco Department.

Encarnacion, the member, is still selling vegetables at the market, working from 7:00 a.m. to 1:00 p.m. She sells carrots, squash, tomatoes, onions, etc., Monday through Sunday, and has been in business for quite some time. Business is going well thanks to her hard work. She is a responsible, hard-working person who is able to provide for her family this way.

The member is requesting a loan to buy vegetables wholesale, such as carrots.

She is happy about the loan and committed to paying it back on time.
View original language description ↓
La socia pertenece al banco comunal “SAN MARTIN DE ZURITE”; El banco está ubicado en el distrito de Zurite, perteneciente a la provincia de Anta y departamento de Cusco.

La socia es la Sra. Encarnacion;la socia continua dedicandose al negocio de venta de verduras,la socia vende en el mercado desde las 07:00am hasta la s 13:00pm ,la socia vende zanahorias,zapallo,tomates,cebolla entre otros,la socia trabaja de lunes a domingo en su negocio ,la socia lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone cada dia,la socia es una persona responsable y empeñosa siendo de esta manera que la socia saca adelante a su familia.

La socia solicita el credito para la compra de verduras al por mayor como zanahorias.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

Encarnación is a member of the "San Martin de Zurite" community bank which is located in Zurite district, in Anta province, in Cusco department. Encarnación is 51 years old, married and has nine children. She divides her time between her daily activities and her business selling vegetables. ... More from Encarnacion's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 131
    View loans »
    Peru Loans Fundraising
  • $58,884,300
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Encarnacion to buy vegetables wholesale, such as carrots.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Sep 22, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Encarnacion. It was first posted on Kiva on May, 2011. Learn More