Day to day, Virginia works in her business selling groceries. She works at it for about 10 hours a day and can serve up to 30 customers daily. She believes that her business is going well because she is very friendly and because of the variety of products she offers her clientele.
Virginia is grateful for the big help that Kiva lenders have provided her, since thanks to the help provided, she will be able to buy merchandise for her business such as rice, sugar, and canned food as well as products such as decorations, tablecloths and glasses. In this way, she will be able to have a greater variety of products and will be able to improve her income, which will allow her to continue fighting everyday to be able to achieve her biggest dream “to have a house of her own”.
Día a día Virginia trabaja en su pequeño negocio de venta de abarrotes, ella le dedica alrededor de 10 horas al día y puede atender hasta 30 clientes diariamente; ella cree que le va bien en su negocio porque es muy mable y porque tiene productos muy variados para ofrecer a sus clientes.
Virginia esta agradecida con la gran ayuda que le han brindado los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mercadería para su negocio como arroz, azúcar, conservas, así como también productos de bazar como adornos, manteles, vasos, entre otros; de esta manera ella podrá tener más variedad de productos y podrá mejorar sus ingresos, lo que le permitirá seguir luchando cada día para poder hacer realidad su mas grande sueño:” Tener su casa propia”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid