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Update on Justina

This member continues to manage her business of selling empanadas. The empanadas she sells are filled with beef, chicken, or ham. She sells her products at different schools within the city of Cusco. The member also continues to sell gardening tools such as spades, watering cans, and other implements. She has managed her businesses for nine years and has done very well. Through her businesses, she wants to see her children finish their studies. Her dream is to have a shop where she can sell empanadas.

The member is requesting a loan to buy supplies for preparing empanadas such as flour, chicken, ham, beef, and butter in bulk. She is pleased with the loan and promises to complete her payments.

View original language description ↓
La socia se sigue dedicando al negocio de venta de empanadas,ella vende empanadas de carne,de pollo y de jamon,la socia vende en los diferentes colegios de la ciudad de Cusco,la socia tambien sigue vendiendo herramientas de jardineria como palas,regaderas entre otros,la socia se dedica a estos negocios 9 años y le va bien y por medio de estos negocios la socia quiere que sus hijos terminen de estudiar,el sueño de la socia es tener un local donde pueda vender las empanadas.La socia solicita el credito para comprar insumos para que prepare empanadas como harina,pollo,jamon,carne y mantequilla al por mayor.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

JUSTINA, 68, is a member of Asociación Arariwa's “HUAYNA CCAPAC” communal bank which is located in Cusco province, Cusco department. She is a single mother of 4 children. Her wish to see her dreams come true and her way of being motivated her to open her own business several years ago; she ... More from Justina's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $58,984,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Justina to buy flour, chicken, ham, beef, and butter for making empanadas.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 20, 2012
Sep 22, 2012
Currency Exchange Loss:
Jan 15, 2013