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Update on Natalya

Natalya sells women's and men's clothing at the city's central market. She owns her retail space. Natalya knows which merchandise is in demand. She is requesting a loan in the amount of 4000 hryvnia to purchase seasonal clothing. She wants to invest additional profit into developing her business.
View original language description ↓
Наталья продает женскую и мужскую одежду на центральном рынке города. У нее собственное торговое место. Наталья знает, на какой товар есть спрос. Онапросит предоставить ей кредит в сумме 4000 гривен на закупку сезонной одежды. Дополнительную прибыль она хочет вложить в развитие бизнеса.

Previous Loan Details

Natalya is married and has a 16 year old son. Natalya sells men’s and women’s clothing in the central market of Melitopol city. She has 10 years experience in this business. Her vending location is well equipped and clients like Natalya’s style of service and reasonable prices. Natalya wants ... More from Natalya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Natalya to purchase seasonal clothing.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Sep 5, 2012
Sep 17, 2012
Currency Exchange Loss:
Nov 15, 2012
This photo was used before for a previous loan for Natalya. It was first posted on Kiva on Aug, 2011. Learn More