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Update on Feliciana

Feliciana’s a member of the “San Rafael” communal bank and continues with her karaoke bar. She’s been in business for a good length of time and does well thanks to the effort she puts into it every day. She works at night from 7pm approximately. She sells beer, rum and other drinks. She’s a responsible, dedicated person who supports her family this way. On this occasion, Feliciana requests the loan to buy beer for the business. She feels grateful for the granted loan and commits to make her scheduled payments.
View original language description ↓
La señora Feliciana pertenece al banco comunal SAN RAFAEL,la socia continua con su negocio de bar karaoke,la socia lleva buen tiempo en este su negocio el cual le va bien gracias al empeño que le pone a su negocio cada dia,la socia trabaja en su negocio en la noche desde las 07:00pm aproximadamente,la socia vende cerveza,rones y otras bebidas ,la socia es una persona responsable y empeñosa siendo de esta forma que saca adelante a su familia.

En esta oportunidad la señora Feliciana solicita el credito para la compra de cerveza para su negocio.

La socia se siente agradecida por el credito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

Feliciana was born in Cusco, Perú. She is 33 years old, and she is the single mother of two children, a two year old and a five year old. She has a Karaoke Bar business, which she has devoted herself to for some time. In this business the customers are having fun during their leisure time. ... More from Feliciana's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 143
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Feliciana to buy beer.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Sep 21, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Feliciana. It was first posted on Kiva on Apr, 2012. Learn More