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Update on Bernardina

She continues working in agriculture. She has a field where she grows corn, barley, wheat and potatoes that she sells in various street markets. She works from 8am until 4pm and wants to get ahead by means of this business and see that her children complete their schooling. Her dream is to have a locale where she can sell potatoes, barley, wheat and potatoes. She’s requesting the loan to buy seeds and manure. She’s happy about the loan and commits to make her installment payments.
View original language description ↓
La socia se sigue dedicando al negocio de agricultura,la socia tiene un terreno de cultivo donde siembra maiz,cebada,trigo y papa,la socia vende en las diferentes ferias,la socia tarbaja desde las 8:00 a.m hasta las 4:00 p.m,por medio de este negocio la socia quiere salir adelante y que sus hijos terminen de estudiar,el aueño de la socia es tener un local donde pueda vender papa,cebada,trigo y papa.La socia solicita el credito para comprar semillas y abonos.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

Bernadina is a member of the community bank San Martin de Zurite, located in the town of Zurite in the Anta province and Cusco department. Bernadina is 53 years old, single, and has six children, of whom five are independent and one is 22 years old and still depends on his mother. She works... More from Bernardina's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,997,650
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Bernardina to buy seeds and manure.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Sep 21, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Bernardina. It was first posted on Kiva on Apr, 2011. Learn More