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Amaris Del Carmen
Amarís, 53, sells fruit and packaged food items, or snacks, called “mecatos.” She’s noticed in her usual offer of products that she needs to stock up this season with a wider variety of them so that her sales will increase but it’s not easy to have all the cash needed to increase her inventory which is why she’s calling on a Kiva loan, her first financing with Fundación Mario Santo Domingo, to buy seasonal fruit and packaged food items like potatoes, Cheetos, cheese puffs, etc.

Her business started years ago when she wanted to be independent and her daughter was six-years-old. She increased income for her home consisting of her husband and daughter who today is 33 years of age. She sells directly to the final consumer and her sales are cash. She works every day for 8 hours daily. Her main market is students from nearby schools and local neighbors who buy from her thus supporting her income. Her dream of owning a house leads Amarís to work persistently to expand the business in order to reach this goal which is her great challenge for now.
View original language description ↓
Amarís de 53 años se dedica a la venta de frutas y productos alimenticios o pasabocas empacados llamados mecatos. En su oferta rutinaria de productos, ha observado que necesita surtir en esta temporada con una mayor variedad de estos, para lograr que sus ventas se incrementen, pero no es fácil tener todo el capital de trabajo que se necesita para aumentar su oferta, por eso ha acudido a un credikiva, el cual es su primer financiamiento en la Fundación Mario Santo Domingo, con el cual comprará frutas de la cosecha actual y productos alimenticios empacados como papas, chitos, boliquesos, etc. Su negocio inició desde hace muchos años, cuando con el afán de ser independiente comenzó esta actividad cuando su hija tenía 6 años de edad. Con su negocio aumentó los ingresos de su hogar, conformado por su esposo y su hija, hoy en la edad de 33 años. Sus ventas las realiza directamente al consumidor final y las hace de contado, durante todos los días, en los cuales trabaja 8 horas diarias. Su principal mercado son estudiantes de colegios cercanos y vecinos del sector que potencializan su venta, con la que apoya sus ingresos. Su sueño de tener casa propia llevan a Amarís a trabajar persistentemente en ampliar su negocio, para conseguir este propósito que es hoy su gran desafío.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 239
    View loans »
    Colombia Loans Fundraising
  • $13,362,800
    Funds lent in using Kiva
  • 1,800.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Amaris Del Carmen to buy season fruit and packaged food items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 13, 2012
Listed
Sep 21, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 18, 2013