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Sra. Herminia is 41 years old and married with three children, who are 21, 19 and 18 years of age. All are studying at the university.

Herminia sells gold-plated jewelry in her jewelry store, which is located on one of the most popular streets in the city of Alto. This is her second loan from Emprender and she is going to use it to purchase an assortment of jewelry wholesale and thus offer more variety to her customers. Consequently, she will give her clients better service and increase her profits. The reason she is requesting this loan is so she can continue improving her business.

Hermina is a very hardworking person and is happy at the opportunity provided to her.
View original language description ↓
La Sra. Herminia tiene 41 años, casada con tres hijos que son de las edades de 21, 19 y 18 años todos se encuentran estudiando en la universidad, La Sra. Herminia se dedica a la venta de joyas enchapadas en oro en su joyería que se encuentra ubicado en una de las calles más populares de la ciudad del Alto este préstamo es su segunda secuencia dentro de la institución, la Sra. Herminia va a utilizar este préstamo para la compra de variedad de joyas por mayor y así ofrecer variedad de joyas a sus clientes y de esta manera brindar un mejor servicio a sus clientes e incrementar sus ganancias, su razón para solicitar este préstamo es seguir mejorando en su negocio, la Sra. Herminia es una persona muy trabajadora se siente feliz por la oportunidad brindada.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 223
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Herminia to purchase jewelry wholesale.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Aug 23, 2012
Sep 21, 2012
Currency Exchange Loss:
Feb 17, 2014