Theresa, 28, lives in Kakata with her husband and three children aged 2-13. Her husband is a businessman, and her children are currently in school. For the past fifteen years, Theresa has had a shop in the general market where she sells radios and other electrical appliances. She learned to sell from her mother, and she likes this type of business because she makes profits that enable her to buy more goods and help her husband with the household expenses. Theresa has requested a loan to purchase more radios and electrical appliances to increase her sales. Her plan for the future is to educate her children.