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Dennis Komba's Group
In this Group: Dennis Komba, Mrs. Hawanatu, Elizabeth
Pictured above are teachers of a primary school in Waterloo, a small town near Freetown, Sierra Leone’s capital city. This group of teachers has come to SMT, a partner of based in Makeni, Northern Sierra Leone, to request a loan of 3,700,000.00 Sierra Leonean Leones for the entire group. With the help of this loan, they will be empowered to meet certain financial constraints that they would not have been able to meet using their monthly salaries.

Dennis is the leader of this group of teachers. The 37-year-old man is a native of Koidu city in Eastern Sierra Leone. He is married to a housewife and the couple has 3 school-going children together. Dennis has requested this loan in order to buy household furniture like chairs, a bed, etc. to furnish his house.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 5
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Dennis Komba's Group's $875 loan helped a member to buy household furniture like chairs, a bed, etc. to furnish his house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Sep 17, 2012
Currency Exchange Loss:
Jul 17, 2013