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Yoen's Group
In this Group: Yoen, Sokhea, Saroeurn
A rural farmer living in Sampov Meas district of Pursat province, Cambodia, Yoen is aged 54 years and married with six children, three of whom are dependent on her and some of whom are still in school. Yoen has been farming rice on four hectares of farmland for ten years and her husband supplements the family’s income by working as a paid taxi driver in the local area. Yoen and her husband can earn approximately 13,000 KHR per day and are able to save about 8,000 KHR each day after deducting daily expenses. Lack of water supply is still the main challenge for her agribusiness.

Yoen’s group consists of three members who live in the same village and she is in her fourth microloan with VisionFund. The past three loans have helped her to support her children’s education. Now she is leading her group to apply for another loan. Yoen, who is the leader, will use her portion to buy fertilizer for her farmland. She hopes this loan will enable her to expand her business to grow various kinds of fruits such as mangos, cashews, etc. in order to generate extra income for the family.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 39
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yoen's Group's $950 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Sep 20, 2012
Currency Exchange Loss:
Aug 17, 2013