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Ma's Group
In this Group: Ma, Sokhom
Ma, 57, is a villager who lives in a rural area of Bakan district located in Pursat province, Cambodia. She has eight children, one of whom is employed as a paid worker. To make a living, she works as a farmer who raises eight cows and farms rice. Through this business, she earns approximately 15,000KHR per day.

Ma, the group leader, and Sokhom are requesting a loan in the amount of 2,000,000KHR and 1,500,000KHR respectively. For both of them, this will be their first loan with VisionFund. With her loan portion, Ma will buy one more cow to raise in order to supplement her income and guarantee food security for her family. Her only hope for the future is to improve her family’s living standard.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 260
    View loans »
    Cambodia Loans Fundraising
  • $38,024,450
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ma's Group's $875 loan helped a member to buy fertilizer, rice seeds, and one more cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Sep 20, 2012
Currency Exchange Loss:
Mar 17, 2014