Si, 54, is a married woman who has worked in farming since 2006. She and her husband always assist each other in the farm field. Together, they can earn about $6 each day to pay for their family's needs. Si and her husband are blessed with five children, one whom already married while other four are single. One of their single children is employed as a construction worker, and though his income is low, he shares it with the family to pay for their shared expenses. Recently, Si’s son has been wishing to buy a new motorbike that he can drive to work rather than pay daily travel expenses to get there, but he doesn’t have enough money to make it possible. So Si is applying for a loan. She would like to help her son to purchase a new motorbike so he does not have to put as much of his wages toward getting to and from work.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.