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Sophal's Group
In this Group: Sophal , Ky
Sophal, 31, residing in a rural area of Thmor Koul district of Battambang province, has two children, both of whom are still in school. To support the family, she has been planting cabbages and cucumbers. She complements her family’s income by selling various kinds of vegetables such as cucumbers, bitter gourd, ridge gourd, long bean and cabbage, etc. Her husband is a motor-taxi driver. Sophal has been growing vegetables and selling them for thirteen years.

Sophal has been with VisionFund for six cycles while the other member has been with VisionFund for two cycles. Now she and her group member are requesting another loan of 600,000KHR and 200,000KHR, respectively. As the leader of the group, Sophal is going to use her potion to buy fertilizers for her plantation and a portion of it to buy more vegetables for selling. She hopes to gain more income from selling vegetables so as to earn a good living for her family, and especially to keep the children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 101
    View loans »
    Cambodia Loans Fundraising
  • $35,502,525
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sophal's Group's $200 loan helped a member to buy fertilizer for her vegetable planting.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 16, 2012
Listed
Sep 20, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013