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Sarsekhan is 52 years old and has raised three children. Sarsekhan farms and raises livestock as her family's main source of income. She started this business four years ago with 10,000 som (KGS) and thanks to her hard work, Sarsekhan now has two milk cows and their offspring, and one horse. Her monthly income from her business is about 15,000 som (KGS).

Sarsekhan also has 3.3 HA of land where she raises barley, potatoes, wheat, and clover, which serve as feed for her cattle.

With the goal of further developing her business, Sarsekhan applied to Bai Tushum & Partners for a loan of 100,000 som (KGS) for the purchase of sheep, which she will fatten and sell. Sarsekhan is planning to invest the income from her loan in the development of her business. This year, she would like to perform a major remodel of her home.
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Сарсехан 52 года, воспитала 3 детей. Сарсехан в качестве основного источника дохода для своей семьи, занимается полеводством и животноводством, начав этот бизнес 4 года назад с суммы в 10,000 сом (KGS ). Благодаря упорному труду Сарсехан в ее хозяйстве на сегодняшний день имеется 2 дойных коров с приплодом, 1 лошадь, ежемесячная прибыль от хозяйства составляет около 15,000 сом (KGS). Также Сарсехан обрабатывает 3,30 га земли, где выращивает ячмень, картофель, пшеницу и клевер, который служит кормом для скота.
В целях дальнейшего развития своего бизнеса, Сарсехан обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку овец для откорма и перепродажи. Доходы от кредита Сарсехан планирует вкладывать в развитие бизнеса, а в этом году хотела бы провести капитальный ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,305,375
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Sarsekhan to purchase livestock.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 29, 2012
Sep 16, 2012
Currency Exchange Loss:
Mar 17, 2014