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Ty is a mother of mother of four children. The children are dependents, and are currently in school. She anticipates having all her children achieve a higher education someday. If that happens, it will be a great achievement in her life.

That is why she pursues her farming business, and tries hard to work out her plans. Ty has been doing this for almost 10 years, and she is 42 years old. Ty’s husband provides horse transportation services to people in their neighborhood, and also goes to a distant area sometimes at the request of his customers.

Ty’s family lives in an inherited house, which she received from her parents. It is located in Baray district. The house is old, and in disrepair. She is requesting a loan of 1,300 USD to purchase planks of wood and timbers for housing renovation. She will also pay for hiring a building team to perform the renovation.

She is sure that the loan will allow her to get her house finished. She hopes for a suitable house to secure the welfare of her family.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 280
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Ty to purchase planks of wood and timbers for housing renovation.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Oct 1, 2012
Currency Exchange Loss:
Jan 23, 2013