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Rosa Elvira
The 30 de Agosto community bank meet in Picoaza parish, in the city of Portoviejo. This area is known for its commerce, for its traditional San Pedro and San Pablo celebrations and for the cheerfulness of its people.

This is where Rosa lives. Rosa is 51 years old, married, and has three adult children from her relationship. One of her children [a daughter] still lives at home. Her husband works for the State.

With the aim of earning some money herself so that she can make progress in life, Rosa sells all kinds of clothing and footwear. She makes her sales door to door and also sells from home where she has some display cases for her merchandise. She works every day. Rosa leaves her goods on credit and collects payment every two weeks. She buys her merchandise in Guayaquil whenever she needs to. She has been in this business for five years and is doing very well.

Rosa will use this loan to buy more merchandise such as: pants, blouses, t-shirts and footwear. She has been a member of her community bank since the beginning and she likes it because the loans allow her to finance her business. Her dream is to have large business premises in the city center.
View original language description ↓
El Banco Comunal 30 de Agosto se reúne en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.

En este lugar vive la señora Rosa, tiene 51 años de edad, está casada y de esta relación tienen tres hijos mayores de edad, una de ellos aun vive en su casa. Su esposo trabaja para el Estado.

Ella con la intención de ganar algo por su cuenta y con esto poder salir adelante se dedica a la venta de ropa de todo tipo y de calzado, su forma de venta es puerta a puerta y también vende en su casa donde tiene unas vitrinas para exhibir su mercadería. Trabaja todos los días, deja a crédito y cobra cada quince días. Su mercadería la va a comprar a Guayaquil cada vez que necesita. Tiene cinco años que se dedica a esta actividad y le va muy bien.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y calzado. Está en el Banco Comunal desde el inicio y le gusta porque los créditos le permiten financiar su negocio.

Su sueño es tener un gran local en el centro de la ciudad.

About Ecuador

  • $10,200
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $23,490,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Rosa Elvira to buy pants, blouses, t-shirts and footwear.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 30, 2012
Listed
Oct 1, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013