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Rosse Mary

Update on Rosse Mary

Rosse, 40, has three children aged 4, 13 and 18 years. She provides hair styling, manicure and make-up services in her beauty salon located in the city of La Paz’s Florida zone. This is her 3rd sequence in the institution and Rosse will use this loan to buy beauty and barber products as well as for some supplies she needs in order to increase her working capital this way. Her reason for requesting the loan is that she needs to expand the business. The challenge Rosse faces in her business is to cover a larger market share and she will use profits to continue buying supplies and improving her work.
View original language description ↓
La Sra. Rosse tiene 40 años, tiene tres hijos de las edades de 4, 13 y 18 años, ella se dedica al servicio de peinados y de manicurista y también maquillaje en su salón de belleza que se encuentra en la zona Florida de la ciudad de La Paz este préstamo es su tercera secuencia dentro de la institución, la Sra. Rosse va a utilizar este préstamo para la compra de productos de peluquería y belleza y también para algunos materiales que necesita y así de esta manera incrementar su capital de trabajo, su razón para solicitar este préstamo es que necesita ampliar su negocio, la Sra. Rosse enfrenta retos en su negocio que son tener mayor cobertura del mercado y va a utilizar los beneficios para seguir comprando materiales y mejorando su trabajo.

Previous Loan Details

Rosse has been an old client [of Emprender] since 2004, and initially she worked with the solidarity group Fortaleza [Fortress]. She worked long sequences in the group. She came back to the institution two years ago and she follows the agreements and is a responsible borrower when paying her... More from Rosse Mary's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 137
    View loans »
    Bolivia Loans Fundraising
  • $33,310,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Rosse Mary to buy beauty salon products.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Sep 21, 2012
Currency Exchange Loss:
Oct 17, 2013