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Nivardo
Nivado is a young person who started farming with his parents when he was a very young boy. He learned to grow carrots, onions and beans during his childhood. Nivardo lives in Taboada community, 10 kilometers from Mizque province in Cochabamba department. At 21 years of age, he has a beautiful son. Owing to poverty and the neglect of his parents, Nivardo started working as a farm laborer at a very early age. Owing to natural disaster (drought) Nivardo's small plot of onions did not ripen well. This disaster meant that he failed to earn what he was expecting. Owing to the distance and remoteness of his community, he came to live in the province, seeking a better standard of living for his whole family. In the place where he lives, they only harvest their crops once a year. They do not have irrigation and have to wait for the rainy season to grow their crops. Through his own effort and the loan that he is requesting, Nivado would like to work independently. In order to begin, he needs to buy organic fertilizer and seeds. In this way, he will improve his quality of life.
View original language description ↓
NIVARDO ES UNA PERSONA MUY JOVEN DESDE MUY PEQUEÑO EMPEZÓ A TRABAJAR EN LA AGRICULTURA CON SUS PADRES DONDE FUE APRENDIENDO A CULTIVAR ZANAHORIA, CEBOLLA Y FREJOL DURANTE EN EL TIEMPO QUE CRECIÓ. NIVARDO VIVE EN LA COMUNIDAD DE TABOADA QUE SE ENCUENTRA A 10 KILÓMETROS DE LA PROVINCIA MIZQUE DEL DEPARTAMENTO DE COCHABAMBA, CON 21 AÑOS DE EDAD TIENE UN PRECIOSO HIJO NIVARDO DESDE MUY PEQUEÑO POR LA POBREZA Y ABANDONO DE SUS PADRES EMPEZÓ A TRABAJAR EN LA AGRICULTURA COMO JORNALERO ESTA ÉPOCA POR EL DESASTRE NATURAL DE LA SEQUIA SU PEQUEÑA PARCELA DE CEBOLLA NO MADURO BIEN, ESTE DESASTRE LE HIZO FRACASAR EN SUS INGRESOS ECONÓMICOS QUE EL ESPERABA. POR LA DISTANCIA Y LEJANÍA DE SU COMUNIDAD DEL PUEBLO VINO VIVIR A LA PROVINCIA Y BUSCAR UNA MEJOR COMODIDAD DE VIDA PARA TODA SU FAMILIA EN EL LUGAR DONDE VIVE SOLO COSECHAN UNA SOLA VEZ AL AÑO EN SU LUGAR NO CUENTAN CON RIEGO TIENEN QUE ESPERAR LA ÉPOCA DE AGUACERO PARA SEMBRAR SUS PRODUCTOS CON EL ESFUERZO DE SU TRABAJO Y CON EL CRÉDITO QUE ESTÁ SOLICITANDO EL DESEA TRABAJAR INDEPENDIENTEMENTE Y PARA COMENZAR NECESITA COMPRAR ABONO ORGÁNICO Y SEMILLAS PARA Y DE ESA MANERA MEJORAR SU CALIDAD DE VIDA.

Additional Information

About CIDRE

CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $2,817
    Average annual income
  • 98
    View loans »
    Bolivia Loans Fundraising
  • $30,294,875
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Nivardo to buy organic fertilizer and seeds.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 14, 2012
Listed
Oct 1, 2012
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2013