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Carmen
Carmen, 33, is a wise woman who has been with her husband, Luis, for 11 years. They have four minor children who they care for in the house she inherited from her parents and where she has lived since she was born. She is a farmer who raises cattle and sheep. She has seven dairy cows that give her 10 liters of milk a day, which she uses to make cheese to sell to the merchants who are constantly visiting the area because they are familiar with the cheese she makes.

She has ten years' experience, not only in livestock farming but in agriculture as well, growing maize, potatoes, peas and wheat on the six patches of land she has and which she cares for with much love. "I like working on the farm", she says cheerfully. In times of good harvest, when the land produces quality crops, she takes her produce to the city of Huancayo where they pay her a higher price. If she has money she takes advantage to buy more cows to fatten and sell. This is how she earns an income and her motto is "Invest". She belongs to the communal bank "San Miguel de Huallhua" and this is her eighth loan through MFP. During this time period she has been able to earn a good profit, and is grateful for the association's support. She believes the people there are responsible and supportive, so she is committed to paying back the loan on time. Carmen will use the loan to buy a purebred dairy cow.
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Carmen, de 33 años es una mujer sabia. Vive en compañía de Luis, su esposo desde hace 11 años. Ambos tienen 4 hijos, todos ellos menores de edad, a los que cuidan en la casa que heredó de sus padres, donde habita desde que nació. Como mujer del campo, ella se dedica a la crianza de ganado vacuno y ovino. Tiene 7 vacas, que le proporcionan 10 litros de leche diarios, con ello realiza queso para venderlos a los comercializadores que la visitan continuamente, pues conocen del buen queso que ella prepara. Ya tiene 10 años de experiencia no solo en la ganadería también, en la agricultura, pues siembra maíz, papa, alverja y trigo en sus 6 parcelas de terreno productivo, los cuales cuida con mucho amor, “estar en el campo me gusta”, afirma contenta. Pero en temporada de buena cosecha, cuando la tierra da buenos frutos, ella lleva sus alimentos a la ciudad de Huancayo, donde le pagan mayor precio y si tiene buen capital, aprovecha para comprar más vacas que engorda para luego venderlas, es así que siempre tiene ingreso, pues su lema es “invertir”. Él pertenece al banco comunal “san miguel de huallhua” y este es el crédito número 8 con MFP, durante este tiempo pudo obtener muchos benéficos, por ello agradece el apoyo de su asociación, donde las personas son responsables y solidarias, por esa razón promete ser puntual en sus pagos. Carmen, invertirá el dinero solicitado en la compra de una vaca lechera de raza.

About Peru

  • $6,715
    Average annual income
  • 87
    View loans »
    Peru Loans Fundraising
  • $55,985,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD