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Jardin De Paxot Group
In this Group: Margarita , Juana, Petronila, Tomasa Bernardo, Tomasa, Tomasa, Candelaria, Maria , Juana, Manuela, Rosa, Florentina, Tomasa, Juana
Margarita, 24, is married and has a son who is in school; she herself never went to school. She sews traditional blouses to then sell. She started this business thanks to her mother’s support and now she has 7 years’ experience. She gets help from her husband who works as a day laborer.

She organizes a group to request a loan to buy thread of various colors and types to increase production. She will also buy fabric to combine with the blouses and sell. She wants her business to be stable in the future and to help out her husband. The other group members work in crafts, commerce and animal husbandry.
View original language description ↓
La señora Margarita esta casada, tiene 24 años de edad, no tuvo la oportunidad de estudiar, tiene 1 hijos el cual esta estudiando, se dedica al tejido de guipiles y su posterior venta, inició este negocio gracia al apoyo de su señora madre, hasta ahora lleva 7 años de experiencia., cuenta con al apoyo de su esposo quien se dedica a prestar sus servicios de jornalero.


Organiza un grupo para solicitar un préstamo que lo utilizara para la compra de hilos de varios colores y clases, para incrementar su producción, y va compra también cortes para hacer la combinación con los guipiles al venderlos. En el futuro quiere ver su negocio estable, y apoyar a su esposo. Las demás integrantes se dedica a la artesanía, comercio y a la crianza de animales.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 72
    View loans »
    Guatemala Loans Fundraising
  • $9,636,075
    Funds lent in using Kiva
  • 8.0
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Jardin De Paxot Group's $3,450 loan helped a member to buy thread and fabric.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 26, 2012
Listed
Sep 21, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 18, 2013