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Chomchaj Group
In this Group: Lorenza, Paulina, Surama, Marta, Maria Concepcion, Paulina, Isabel, Marta, Isabel, Catalina, Antonia, Juana, Petrona, Ana, Maria
Paulina, 32, is married and has three children two of which are in school; she never had the opportunity to attend school. She sells vegetables. She buys them at wholesale and resells them to other customers. She started this business when she got married because she needed extra income to support her family. To date she has 12 years’ experience and her husband, who does the same kind of work, helps her out.

She organized a group to request a loan that will be used to buy more merchandise to sell and be able to stock up to meet customer demand. She hopes in future to have large capital of her own.

The other group members are merchants, raise domestic animals and are craftswomen.
View original language description ↓
La señora Paulina está casada tiene 32 años de edad, no tuvo la oportunidad de estudiar, tiene 3 hijos 2 de los cuales están estudiando, se dedica al comercio de verduras, lo compra por mayor y lo vende a otros cliente, inicio este negocio cuando se caso ya que necesitaba otros ingresos para sostener a su familia, hasta el momento lleva 12 años de experiencia, cuenta con el apoyo de su esposos quien se dedica al mismo trabajo.

9organiza un grupo para poder solicitar un préstamo que los utilizara para la compra de mas mercadería y así pueda tener más venta, y poder suplir la demanda de sus cliente. Espera en el futuro tener capital amplio y propio. Las demás integrantes se dedican al comercio, crianza de animales domésticos, y a la artesanía.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 60
    View loans »
    Guatemala Loans Fundraising
  • $9,070,500
    Funds lent in using Kiva
  • 8.0
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Chomchaj Group's $2,950 loan helped a member to buy merchandise.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 26, 2012
Listed
Sep 21, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013